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Free guide · For Bruneian gold savers

From BND35 to Your Gold Ring

A simple guide to accumulating gold in GAP and eventually choosing your ring at PG Jewel.

By Hazirah Jalil · Public Gold dealer · hazirahjalil.com

BND35

The starting amount is RM100/ BND35; that's the GAP top-up minimum the guide is built on. 

BND35 is not a fixed price and not the cost of a ring. Exchange rates move, so the BND amount for RM100 changes. Please check the current amount when you top up.

STEP 1

Open your GAP account

Registration is free. Once your Public Gold account is ready, you can start accumulating gold through GAP with RM100 (approx. BND35) or more.

You don't need to choose your ring yet. Start with the grams first.

STEP 2

Start accumulating from RM100 (approx. BND35)

Top up your GAP account from as low as RM100/BND35.

The grams you receive depend on the current GAP gold price at the time of purchase. The same top-up won't always buy the same number of grams.

Keep accumulating towards your jewellery target.

  1. RM100 top-up
  2. Gold grams
  3. More grams
  4. More grams
  5. Your jewellery target
STEP 3

Before you go to PG Jewel

Get these ready before travelling to Miri. You can tick them off here — nothing is saved or sent anywhere.

STEP 4

Now for the fun part

For Bruneian gold savers: visit PG Jewel Miri. Browse and choose the jewellery you want:

  • Ring
  • Necklace
  • Bracelet
  • Pendant

See how the gold grams you have accumulated can be used towards your chosen jewellery.

STEP 5

Turn your GAP grams into jewellery

  1. GAP grams
  2. Gold jewellery

Once you have chosen your jewellery, PG Jewel will determine the applicable GAP redemption / withdrawal amount based on the actual jewellery and transaction.

Complete the withdrawal through your Public Gold account.

Want help getting started?

If you'd like help starting your GAP account and working towards your gold ring, message me.

WhatsApp Hazirah

Already saving with another introducer? Please continue with them — they're best placed to help you.

General education only, not personal financial advice. Gold prices and exchange rates change. Product terms, minimums and jewellery redemption details are set by Public Gold / PG Jewel — confirm current details before you top up or travel.